Credit difficulties happen to good people. If you've had trouble making steady payments in your past, there is still hope for a better credit score. Lewis Motor Sales Inc has some tips to help you get started. Check out these suggestions.

Despite a spotty credit history, a pattern of making on-time payments can help you raise your credit score. That's why you should always shoot to make payments by the due date. Making an extra payment here and there can also help. Contact your creditor if you'll be late. They will usually find ways to work with you, saving you from a ding in your credit report.

Do you currently have a credit card or two in good standing? Ask for an increase in your credit limit. Or you could apply for a new card. Having available credit at your disposal with a low balance can also add points to your score. Getting a secured card with a deposit is easier than obtaining a traditional card.